Mix dry in a bowl
Mix in wet ingredients
Mix til completely combined
Heat a pan on low-medium heat
Brush with butter
Pour 3/4 c batter on pan, close with lid, cook for 5 mins and/or until pores appear
Take off lid, sprinkle pancake with tiny pinch of sugar
Cook until surface no longer wet
Sprinkle pancake with chocolate rice, drizzle with condensed milk
Fold pancake in half, brush top with butter
Slice and serve