In a bowl, mix flour, oats, spices, cocoa powder and baking powder, set to side
Preheat oven to 400 F
In a food processor, mix bananas, eggs, milk, essence, ghee, and sugars. Pour into dry ingredients, mix until just combined
Divide into 6 muffins per 1/2 c and top with minute oats
Bake for 20 minutes and move them to cooling rack
Enjoy!