In a bowl, mix flour, baking powder and salt
In a food processor, mix banana, egg, maple syrup, and peanut oil. Pour mixture into the bowl
Mix until just combined, folding in chocolate chips
Divide batter into greased muffin pan, top with a tbsp each instant oatmeal
Bake muffins on prehetaed 400 F for 20 mins
Cool on rack and enjoy!