Heat oven to 350 F
Place oven proof bowls/ramekins into a baking pan/roasting pan, fill up the pan with hot water halfway up sides of the bowls/ramekins
Place all ingredients into a bowl, mix with wire whisk until combined well, then pour into bowls
Bake for 30-35 mins or just until set. Take out from oven, place bowls onto cooling rack and let cool for half hour
Meanwhile, melt chips on microwave at 30 seconds interval each time
Spoon melted chocolate on top of custard. Cover and chill for an hour
Enjoy :)